Redwhite&Loan

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San Antonio Mortgage Broker | Licensed in TX, FL & CO

Buying, refinancing or investing

REDWHITE&LOAN is a San Antonio mortgage brokerage with access to 40+ wholesale lenders. We help homebuyers, veterans, self-employed borrowers and property investors compare available financing in Texas, Florida and Colorado.

Explore conventional, FHA, VA, USDA, jumbo and HELOC programs, plus specialty non-QM options for qualifying borrowers. We explain documentation, costs and next steps, including a second look after a bank or builder lender turndown. Eligibility, terms and availability vary by program.

Compare our mortgage programs · P&L-only loans · 1099 income loans

Work directly with Hugh Blevins

Start with a conversation about your goals, timeline and questions. Hugh will help you understand the available options and what to prepare. Call 210-264-7693. Hugh Blevins, Broker Owner · NMLS 1469474. Redwhite&Loan · NMLS 2658593.

Licensed States

Currently licensed in Texas, Florida, and Colorado. California license pending; California mortgage services are not offered at this time.

Mortgage guidance for the questions that matter

VA home loans

REDWHITE&LOAN is a San Antonio mortgage brokerage serving Texas, Florida and Colorado. Hugh Blevins compares available programs through 40+ wholesale lenders and helps you understand the documentation, costs and next steps for your situation.

Explore eligibility, remaining entitlement, disability-income questions and available VA options—including a second review after another lender’s denial. Approval and zero-down eligibility depend on your file and the lender.

Explore VA home loans

Mortgage denials

A denial deserves an explanation. Review what happened with a bank, retail lender or builder’s preferred lender and discuss possible next steps.

Review your mortgage options

FHA 100% Down Payment Assistance — Options Starting at 600 FICO

At REDWHITE&LOAN, we work with multiple wholesale lenders offering FHA 100% down payment assistance programs designed to help eligible homebuyers purchase a home.

Available program features include:

Minimum credit score of 600
Debt-to-income ratios up to 56.99%
No program-specific income limits
No program-specific geographic area restrictions within eligible lending areas
Access to multiple wholesale lenders offering down payment assistance

Our broker has firsthand experience successfully closing loans involving credit scores as low as 602 and debt-to-income ratios as high as 56.62%.

Program availability, assistance structure, underwriting requirements, closing costs, and individual eligibility apply. Down payment assistance does not necessarily cover all closing costs.

The 600 FICO minimum and debt-to-income ratios up to 56.99% are program-specific limits, not universal FHA requirements or guarantees of approval. Approval is subject to underwriting, applicable program requirements, and availability.

Understand FHA assistance